• Home
  • Meet Our Team
  • Family Law
  • Testimonials & Peer Reviews
  • Why Hire Us?
  • FAQ
  • Case Evaluation
  • Contact Us
  • Call Today
  • Email Us
  • Our Map
  • Menu
Peek Family Law, LLC
303.857.5797 Se Habla Español
Blog 2016 September How Divorce Affects Insurance
Previous Post  |  Next Post

How Divorce Affects Insurance

Posted By Peek Family Law, LLC || 6-Sep-2016

When you and your spouse obtain a divorce, you will have to go through what may be a long and complex process of dividing your possessions. Many couples, however, are not aware of how their insurance coverage is handled.

Who gets to keep a policy? What happens to any benefits? These are all questions that are frequently asked and can sometimes be complex when taken to court. As with all of the other major factors, each divorce case is unique and you should speak to an attorney for personalized advice that can be tailored to your exact needs.

Car Insurance

As soon as your divorce is finalized (along with the property division of who takes which car), call your company and let them know about the separation. You both may need to take out new policies under your own name, and you may lose some discounts that you had before. This may be a good opportunity to shop around and compare rates to help save you some money.

Home Insurance

Once your divorce becomes finalized, the spouse who takes possession of the home should be the only one on the homeowners’ insurance policy. Call your company and make this switch as soon as possible. Likewise, the spouse who moves out may wish to take out insurance for their new living situation, whether it is, to protect them in the event someone gets injured at their home or their child causes accidental damage.

Health Insurance

If you have your own health insurance through your employer, you can easily keep it after your divorce, but must remove your spouse as a dependent. If you were a dependent on your spouse’s policy, you can purchase your own private insurance or opt into your employers if they offer it. If neither of these are an option you could sign up for an extension of your ex’s plan but pay for it yourself through the Consolidated Omnibus Reconciliation Act of 1985 (COBRA). This allows you an extension of up to 36 months.

To learn more about your options for insurance coverage and how they relate to your divorce, contact Peek Family Law today by calling (303) 857-5797.

Categories: Divorce, Family Law

Share Post

Contact Peek Family Law, LLC

See what we can do for you! Email us today to schedule your consultation.

Send My Information

Family Law

How Can We Help You?

  • Adoption
  • Alimony
  • Divorce
  • Child Custody
  • Child Support
  • Grandparent Visitation
  • Mediation
  • Psychological Parenting Rights
  • Relocation
  • Dependency and Neglect
  • Common Law Marriages
  • Abduction Prevention

Satisfied Clients are the
True Reward

View All Testimonials
Going into the process, I was very nervous because of everything that was at stake and the ‘less-than-stellar’ experiences I’d heard people had with their attorneys. But looking back now, there is no doubt I made the right decision in working with Sean. I can now put this behind me and just focus on being a dad!
Peek Family Law, LLC
Peek Family Law, LLC - Denver Divorce Attorney
1735 E 16th Ave, Denver, CO 80218 View Map
Main (303) 857-5797  |   Local (303) 495-5757
Website: https://www.peekfamilylaw.com/
© 2021 All Rights Reserved.
Site Map | Privacy Policy

Call Our Denver
Divorce Attorney
Today!

303.857.5797
  • Home
  • Attorney Profile
  • Practice Areas
  • Schedule an Evaluation
  • Contact Peek Family Law
Internet Marketing Experts